With its central location and its affordable prices, Stockton is a great place to call home. The key to getting the most out of your investment in a Stockton home is to purchase it with a competitive mortgage with great rates and terms.

So that every borrower can choose the home loan which will be the best fit for their individual needs, H.O.M.E. Lending offers a wide variety of lending products for purchase and refinance.

Get Competitive Rates on These Types of Loans

FHA

Looking for flexible credit qualifications and a low down payment? Consider an FHA loan insured by the Federal Housing Administration (FHA). The down payment on this type of loan can be just 3.5%.

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VA

Veterans, active-duty service members and eligible surviving spouses can apply for a zero down mortgage insured by the Department of Veterans Affairs (VA). With this type of home loan, you do not have to pay for PMI.

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Conventional

Conventional mortgages are available with down payments as low as 3%. We offer fixed and adjustable rates as well as a variety of terms.

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Jumbo

When your borrowing requirements exceed the Fannie Mae and Freddie Mac limits for conventional mortgages, we have competitive jumbo mortgages which allow you to apply for more.

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USDA

For borrowers applying for loans to buy rural homes, USDA mortgages insured by the US Department of Agriculture (USDA) open the door to zero down financing.

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Reverse Mortgage

Are you a senior in search of a way to augment your income? You can borrow against the equity in your home easily and affordably with a reverse mortgage.

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Investment
Property Loan

Along with our mortgages for primary residences, we also offer financing that you can use to purchase investment properties, vacation homes and second homes.

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First Time Home
Buyer

For first time homebuyers, we offer a variety of financing options to fit different needs. We make it as simple, affordable and fast as possible to purchase your first home.

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What Our Clients Are Saying

Vanessa Medina
Vanessa Medina
17:18 07 Oct 19
I had an AMAZING first-time home buying experience with H.O.M.E Lending! Don Burns and his assistant Paula were a joy to work with and made every step of the way extremely easy and stress free. I loved that I was kept informed through each step as progress was made, and I felt like my experience was customized, rather than feeling like "just another client." I will definitely be bringing my business back in the future! Still in awe with my home and the treatment I was given!read more
Ashley Acker
Ashley Acker
16:57 04 Oct 19
Don and his team will do everything possible to get you in a home you truly love! They are excellent at prompt communication, and were so kind and patient while we asked a million questions about the homebuying process. Few things are more stressful than buying your first home, and Don and Paula were so great and made it so easy. Don kept us aware of the rates and made sure to lock in our loan when rates were the best for us. He is an excellent agent, broker, and lender, and has SO much knowledge about every single step of the process! Thanks so much, Don and team!read more
Christy Werner
Christy Werner
16:44 15 Sep 19
Don and his staff at H.O.M.E. Lending went far above and beyond to assist me with a (by no fault of theirs) complicated sale of my home and purchase of a new home. Had it not been for Don and his staff, I would not be sitting happily in the home of my dreams right now. Don was a wealth of knowledge and a huge support throughout the entire transaction. His staff was professional, pleasant and amazing to work with. I will, without reservation, be recommending H.O.M.E Lending to my friends and family. I am very grateful that I found H.O.M.E. Lending.read more
Kevin Goehring
Kevin Goehring
19:13 11 Sep 19
I met Don Burns when he represented a buyer for a property I had listed. I was very impressed with Don's communication, professionalism, and attention to detail. In fact, I was so impressed with Don and the H.O.M.E Lending team that I have referred several of my clients to them for their refinance and purchase money needs. These referrals have all been pleased with the service and low rates. I have been equally as happy with the quick and easy closing and outstanding communication throughout the process. I have found that Don and the H.O.M.E Lending team actually care about their clients and offer a personal touch not found with the big banks.read more
Shari Cardenas
Shari Cardenas
20:08 20 Aug 19
Don Burns and company, we're all Amazing! Never had hubby and I thought we'd own. Don helped us with plan to pay credit and get a loan! I'm sitting in my new beautiful forever home!!! Thanks guys!
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Apply for an Affordable Home Loan in California Now

Which of these types of loans is the most ideal fit for you? We can help you to determine the most affordable and convenient mortgage for your needs during your free home loan consultation in Stockton.

If you are ready to apply for a competitive mortgage now, please call (209) 477-0262 or email info@gethomelending.com. We look forward to answering all of your questions and guiding you toward the financing solution that is right for you.

Free Mortgage Rate Quote!