In times of financial prosperity, people are optimistic about purchases and financing. Consequently, many people have ridden the swelling prosperity of the past few years with little urgency or regret. Unfortunately, we now see what can happen during times of great uncertainty and financial instability with the advent of COVID-19. Tapping into Your Home’s Equity […]
Why Do We Love Stockton? Let Us Count the Ways!
The news is full of depressing stuff. Yet, here in California, we live in one of the most beautiful states in the nation. This may be a great time to extol the virtues of our fair city with some of the reasons we love living here. The History Here in Stockton, we have deep roots […]
Important Practical Tips for Young Home Buyers
According to research, Rents have increased over the last few years, leading millennials to research the potential of home buying instead of renting, when rents begin to equal the average monthly housing payment it makes sense to buy rather than rent. for tax purposes you receive a $60 renter credit from the state and as […]
Is an FHA Mortgage Right for You?
If you are a first-time home buyer who is concerned about being able to qualify for a mortgage, you may want to consider an FHA mortgage. What is an FHA Loan? FHA loans are government-insured loans through the Federal Housing Administration although they are approved and administered by regular lenders that often offer conventional mortgages […]
The Important Advantages of Working with a Mortgage Broker
If you have been mortgage shopping lately, you know how confusing it can be. Should you consider a 30-year mortgage or a 15-year mortgage? Fixed or adjustable? What if you are having trouble qualifying altogether? You’re not alone. Chances are that you have come away from the experience overwhelmed and unsure about what to do […]
