Mortgage Broker in Stockton CA | H.O.M.E. Lending (209) 477-0262
Welcome to H.O.M.E. Lending mortgage broker - where Home Ownership is Made Easy. Please call (209) 477-0262 to apply for a home loan in California now.
FREE Mortgage Rate Quote!
Welcome to H.O.M.E. Lending, your trusted partner in the home financing journey!
At H.O.M.E. Lending, we take pride in being a direct local lender, offering rates on average half a percent cheaper than most of our competitors. With us, you can expect a seamless and efficient experience from start to finish.
We understand that time is of the essence when it comes to securing a loan, which is why we provide loan determination in less than 10 minutes. Our 24-hour underwriting ensures that your loan process moves forward swiftly, and we strive to close your loan in 18 days or less.
Your financial needs are unique, which is why we offer customized payment options tailored to your budget. And with our local office, you can meet with us in person to discuss your goals and preferences.
We believe in being there for our clients every step of the way, which is why we are available seven days a week to answer your questions and provide guidance.
Experience the difference with H.O.M.E. Lending where personalized service and unbeatable rates come together to make your dream of homeownership a reality.
I began my career as a loan officer in 2000 and started with a loan company that was nationally known, after 6 years working with clients and experiencing frustrations over limited or restricted loan products, higher rates and what I felt were higher corporate fees added to loans for borrowers. I obtained a broker’s license and opened my own office in 2006. I no longer have monthly quotas and can now focus my lending time and energy on assisting borrowers to obtain financing based upon their individual needs and to be able to offer them better rates and more loan products while providing them with excellent customer service. My #1 priority is my client needs and goals. 95% of my clients come from referrals of satisfied clients that refer me to their friends, family and co-workers and I am thankful for the client support that I receive.
Hey there, I'm Brandon Torres, your friendly neighborhood mortgage lender, and here's a little peek into my world.
First and foremost, I'm a proud father of four amazing kids—two boys and two girls. Family time is everything to me, and you'll often find me soaking up every moment with them, whether it's playing sports, swimming, or just hanging out at the beach or a theme park.
When I'm not busy being a dad, you'll catch me pursuing my personal passions. I'm a health enthusiast and working out is my go-to hobby. There's something about pushing myself physically that just energizes me and keeps me focused.
But let's talk business. As a mortgage lender, I take immense pride in what I do. My priority is always putting my clients first, ensuring that their needs are met every step of the way. At H.O.M.E. Lending, we're all about transparency and honesty. We're not just another lender—we're your local go-to, offering rates that are lower than most of the competition.
When you work with me, you can expect prompt service. Our pre-approvals take a minimum of 10 minutes or less, and I'm available seven days a week to assist you. We understand that every individual's financial situation is unique, which is why we offer compromise payment options tailored to your budget.
But beyond all the numbers and paperwork, what sets us apart is our commitment to integrity and authenticity. I believe in being real with my clients, building trust through honesty and genuine care.
So if you're ready to take the next step towards your homeownership goals, I'm here to guide you through the process with a smile and a whole lot of dedication. Let's make your dream home a reality, together.
As a Mortgage Loan Officer deeply ingrained in the fabric of the Central Valley, I bring not only professional expertise but also a rich tapestry of personal experiences to my work. I'm not just a Mortgage Loan Officer; I'm also a mother of three children and a dedicated wife. Balancing these roles alongside my career, I understand the importance of flexibility and efficiency.
Outside of work, my family and I thrive on spontaneity, often embarking on adventurous outings. Whether it's impromptu beach trips or leisurely boat rides out on the Delta, we relish in the beauty of our surroundings and the joy of shared experiences. Wearing multiple hats isn't always easy, but it's a challenge I embrace wholeheartedly, driven by a desire to excel in all aspects of my life.
Despite the demands of juggling family and work responsibilities, I remain steadfast in my commitment to serving our community and helping clients achieve their homeownership dreams. It's this blend of personal passion and professional dedication that fuels my drive to get the job done – efficiently, effectively, and with a genuine smile.
My journey into the realm of lending began with a fascination for the intricate workings of financial markets and a desire to empower others through sound financial decisions.
My approach is grounded in integrity, transparency, and a genuine desire to see you succeed. I believe in fostering open and honest communication, so you can feel confident and empowered throughout the loan process. Together, we'll explore your options, assess your financial goals, and chart a course toward securing the loan that aligns perfectly with your needs.
Let's embark on this journey together—where your homeownership aspirations meet expert guidance and personalized service. Contact me today, and let's turn your dreams of homeownership into a reality.
Contact H.O.M.E. Lending today to find out what makes us stand out from the competition! Reaching us is easy, Call us at (209) 477-0262 and speak with one of our loan officers today.
Top Rated Mortgage Broker In Stockton
H.O.M.E. Lending is located on 1919 Grand Canal Blvd A6, Stockton. Located about 10.5 miles from the Stockton Metropolitan Airport (SCK). From the 5 Fwy exit March Ln and turn east. Then turn right at the 3rd light (McGaw) and turn into the first drive way. H.O.M.E. Lending is located directly across the street from F&M Bank.
We are open Monday - Friday 8am - 6pm.
For additional questions you can call us at (209) 477-0262 or you can find us on Yelp.
H.O.M.E. Lending is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age, because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. Disclaimer: Programs subject to change without notice. All borrowers must qualify per program guidelines.
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