So you have decided to buy a home–Congratulations! Chances are you’re wondering about your financing options. Our mortgage experts at H.O.M.E. Lending are ready to assist and make the lending process convenient, streamlined and personalized. How Do We Differ From Our Competitors? With interest rates still hovering around historical lows, today’s housing market has gotten extremely […]
The 5 Most Common Types of Home Mortgage Loans
If you are looking to invest in a house, the time is perfect. However, many home buyers are unaware of the mortgage options that may be available to them, especially if they’re a first-time home buyer. Choosing the right mortgage for your home buying needs isn’t that difficult if you know how each one works. […]
6 Questions Mortgage Lenders Commonly Ask When Looking at Your Bank Statements
Whenever you’re buying a home, it always helps to be prepared when interacting with the mortgage lender during the closing process. One segment of the process involves reviewing your bank statements and finding any transactions that might raise questions. So, before you apply for a home loan, we recommend that you ask yourself the same […]
Coping with First-Time Home Buying Stress
As a first-timer, the home buying process can be intimidating. Furthermore, the uncertainty of legal procedures that you must comply with when purchasing a home further complicates matters. Then there’s the issue of being emotional about such a huge investment. This can be overwhelming, but it can also be dangerous in that your emotions might […]
Home Buying Tips for 2021
It’s safe to say that the home buying landscape in 2021 won’t look anything like it did in normal times over the past few years. First of all, we’re still dealing with the COVID-19 pandemic. So, instead of open houses throughout numerous Stockton neighborhoods, you’ll need to search home listings online and watch virtual home […]
Are People Still Buying Homes During COVID-19? The Answer May Surprise You
It’s summer and in a normal year, that means movement. Parents typically wait until summer to buy new homes and move because they don’t want to displace their children during the school year. But like everything in our lives right now, has COVID-19 had an impact on new home purchases? Surprisingly, it appears that home […]
Important Practical Tips for Young Home Buyers
According to research, Rents have increased over the last few years, leading millennials to research the potential of home buying instead of renting, when rents begin to equal the average monthly housing payment it makes sense to buy rather than rent. for tax purposes you receive a $60 renter credit from the state and as […]
Two major items home buyers need to think about before contacting a realtor
Many people find it useful to have a checklist and on any good checklist these 2 items should be the first items on that list. as they are essential to getting the ball rolling on your dream of home ownership. The 2 major items a potential home shopper needs to begin to think about before […]